State Mortgage Assistance Resources

The American Rescue Plan Act of 2021 (APRA) created the Homeowners Assistance Fund (HAF) to provide funds to homeowners facing a financial hardship due to the COVID-19 pandemic. Although HAF is a federal program, it is being administered through all 50 states, the District of Columbia, and 3 territories. The U.S. Department of the Treasury is responsible for the review and approval of each individual state or territory plan. To apply for HAF assistance, you must apply directly through your state’s application process. You can find more information and details on applying by clicking on the link for your state in the table below.

In addition, several states have provided us with helpful mortgage assistance resources which are noted below.

• Alabama – Mortgage Assistance Alabama | Alabama Housing Finance Authority (ahfa.com)
• Alaska – Alaska Housing Relief
• Arkansas – Arkansas Homeowner Assistance Fund
• California – California Mortgage Relief Program
• Colorado – Colorado Emergency Mortgage Assistance Program
• Connecticut – MyHomeCT
• Delaware – Homeowner Assistance Funds
• District of Columbia – Homeowner Assistance Fund
• Florida – Homeowner Assistance Fund
• Georgia – Georgia Mortgage Assistance Program
• Guam – Guam Homeowners Assistance Fund Program
• Hawaii – Homeowner Assistance Fund
• Idaho – More information coming soon
• Illinois – Illinois Emergency Homeowner Assistance Fund
• Indiana – 1-877-GET-HOPE
• Iowa – Iowa Homeowner Assistance Fund
• Kansas – Kansas Homeowner Assistance Fund
• Kentucky – Kentucky Homeownership Protection Center
• Louisiana – Louisiana Homeowner Assistance Fund
• Maine – Maine Homeowner Assistance Fund
• Maryland – Maryland Homeowner Assistance Fund
• Massachusetts – Massachusetts Homeowner Assistance Fund
• Michigan – Michigan Homeowner Assistance Fund
• Minnesota – HomeHelpMN COVID-a9 Homeowner Assistance Fund
• Missouri – Missouri SAFHR For Homeowners Mortgage Relief Information
• Mississippi – Mississippi HAF
• Montana – Montana’s APRA website
• Nebraska – Nebraska Homeowner Assistance Fund
• Nevada – Nevada Homeowner Assistance Fund
• New Hampshire – HomeHelp NH Homeowner Assistance Fund
• New Jersey – Homeowner Assistance Fund
• New Mexico – New Mexico Homeowner Assistance Fund
• New York – New York State Homeowner Assistance Fund
• North Carolina – NC Homeowner Assistance Fund
• North Dakota – Coronavirus (COVID-19 Information)
• Ohio – Homeowner Assistance Fund
• Oklahoma – Oklahoma Homeowner Assistance Fund
• Oregon – Homeowner Assistance Fund
• Pennsylvania – Pennsylvania Homeowner Assistance Fund
• Puerto Rico – Puerto Rico Homeowner Assistance Fund
• Rhode Island – Homeowner Assistance Fund Rhode Island
• South Carolina – SC Housing
• South Dakota – South Dakota Housing Development Authority
• Tennessee – TNHAF Homeowner Assistance Fund
• Texas – Texas HAF Program
• Utah – More information coming soon
• Vermont – Vermont Homeowner Assistance Program (HAP)
• Virginia – Virginia Mortgage Relief Program
• Virgin Islands – More information coming soon
• Washington – Homeowner Assistance Fund (HAF)
• West Virginia – West Virginia Homeowner Rescue
• Wisconsin – Wisconsin Help for Homeowners
• Wyoming – Homeowner Assistance

Please be aware of scammers who often try to take advantage of consumers when they are most vulnerable. To learn more about scammers and how to avoid being taken advantage of, please visit the Consumer Financial Protection Bureau’s website.